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Blog Entries by Genisys Credit Union

7 Surprise Savings Tricks
0% May Not Be the Deal You Think
10 Common Retirement Mistakes to Avoid
10 Creative Ways You Can Use a Home Equity Loan
10 Credit Union Member Benefits
10 Hacks To Save Money While Dining Out
10 Savings Tips Your Future Self Will Thank You For
10 Strategies to Maximize Your College Budget
10 Things to Do If You Lose Your Wallet
10 Tips for ATM Safety
10 Tips to Save Money at the Pump
10 Tips to Tidy Up Your Finances this Summer
10 Warning Signs of Too Much Debt and What You Can Do
10 Ways to Make Your Accounts More Secure
10 Ways to Save More in the New Year
10 Ways to Save on Your Next Vacation
10 Ways To Stay Safe Online
10 Ways You Can Use a Home Equity Loan
12 Identity Protection Tips for the Holidays
15 Tricks To Sell Your Home Quickly
20% Down Home Buying Myth
3 Assumptions A First Time Home Buyer Should Question
3 Assumptions a First Time Homebuyer Should Question
3 Biggest Money Mistakes College Students Make
3 Expert Tips for Making the Most of Your Raise or Bonus
3 Questions to Answer before Signing That Car Lease
3 Reasons To Avoid The Free Trial Trap
3 Rules of Smart Money Management
3 Scary Stories to Teach Money Management
3 Smart Money Steps to Start Out Right
3 Steps to Make Your Child Money Smart
3 Strategies for Improving Your Credit Score
4 Expenses That Surprise First-Time Homebuyers
4 Not-So-Obvious Reasons Your Credit Score Is Low
4 Popular Scams & How to Protect Yourself
4 Reasons Retirement Planning Starts Early
4 Secrets to Saving You Might be Missing
4 Times It’s Wise to Refinance Your Auto Loan
4 Times You Should Consider A Financial Planner
4 Tips to Keep Your Finances Safe in Cyberspace
4 Tips to Pay Off Your Credit Card Debts
4 Ways to Avoid ATM Fees
4 Ways to Fund Your Holiday Shopping
4 Year End Tax Savings Tips
5 Answers to Your Education Savings Questions
5 Black Friday Scams to Avoid
5 Financial New Year’s Resolutions To Kick-Start 2017
5 Popular Scams & How to Protect Yourself
5 Rules of Online and Mobile Banking Security
5 Smart Money Habits for Twenty-Somethings
5 Steps to Dealing with a Financial Setback
5 Steps to Take After Being Hacked
5 Things to Know Before you Visit the Auto Dealer
5 Tips to Curb Overspending
5 Tips to Help You Commit to Better Savings
5 Tips When Starting Your Own Business
5 Year-End Money Moves to Maximize Benefits
6 Bad Attitudes about Money & How to Fix Them
6 Common Life Insurance Myths Debunked
6 Essential Credit FAQs Answered
6 Reasons Why a Budget is Crucial
6 Steps to Buying Your First Car
6 Times a Bargain Is Not a Bargain
6 Tips for Getting Your First Credit Card
6 Tips for Kids & Money
6 Tips to a Healthy Credit Card Relationship
6 Tips to Help with Rising Childcare Costs
6 Tips to Managing Debt
6 Ways to a Healthy Relationship with Your Credit Card
6 Ways to Finance an Engagement Ring
6 Ways to Turn Your Dream Vacation into Reality
6 Ways Your Small Business Can Fight Inflation
60-Second Guide to College Savings Strategies
7 Common Money Myths You Should Ignore
7 Credit Union Myths Debunked
7 Home Improvement Hacks That Won't Break the Bank
7 Quick Tips to Boost Your Retirement Savings
7 Reasons Not To Skip a Home Inspection
7 Reasons to File Your Taxes Early
7 Resolutions for a Richer 2018
7 Resolutions for a Richer 2020
7 Resolutions for a Richer 2022
7 Signs You're Living Beyond Your Means and How to Fix It
7 Steps to Take If You’re an Identity Theft Victim
7 Tips for Raising Money Smart Kids
7 Tips to Boost Your Mental Health
7 Tips to Save for Your First Car
7 Tips When Dealing with a Financial Setback
8 Crucial Money Moves to Make in Your 30s
8 Financial Moves for Empty Nesters
8 Steps to Improving Your Credit Score
8 Ways to Boost Your Mood Without Spending Money
8 Ways to Celebrate Father’s Day on a Budget
8 Ways to Combat Rising Inflation
8 Ways to Curb Emotional Spending
8 Ways to Save on Heating Costs this Year
8 Wise Money Moves to Make in Your 30s
9 Steps To Buying Your First Car
A 25-Year-Old's Plan for Retirement
A Credit Building Guide for College Students
A New Way to Scam: Electronic Payment Apps
A New Year's Resolution for Identity Protection
All You Need to Know About Money Market Accounts
Answering Your First-Time Homebuyer Questions
Are Apps Killing Your Budget?
Are You Living Beyond Your Means?
Are You Ready for an Electric Vehicle?
Are You Ready to Buy a Home?
Auto Refinancing - The Benefits & Risks
Auto Refinancing - The Benefits and Risks
Avoid Summer Vacation Scams
Back-to-School Hacks to Beat Inflation
Bad Financial Habits – And How to Break Them
Balancing a Checkbook is an Ancient Art.
Best Home Improvements for Resale Value
Best Times To Buy in 2018
Beware of Advance Payment Scams
Beware of Coronavirus Scams
Beware of IRS Scams
Beware of These "Dirty Dozen" Tax Scams for 2019
Beware of This Social Media Scam Targeting Millennials
Boost Your Savings Without Market Risk
Break the Paycheck to Paycheck Cycle
Breaking Up with Your Subscriptions
Bring Back the Brown Bag: Save Money on Lunch
Budgeting 101 - Quick Tips to Get Started
Budgeting Tips Once Student Loan Payments Resume
Budgeting Tricks to Reach Your Goals
Building a Budget That Works in the New Year
Building A Financial Future
Building Habits Through Small Wins
Buy Now, Pay Later: Is it a Good Idea?
Buy Now, Pay Later: Is it a Good Idea?
Buying Your First Car the Smart Way
Charging Your Phone In Public? Watch That Port!
Choosing an Equity Loan In a Rising Rates Environment
Combating The Financial Mistakes Of Our 20s And 30s
Common Questions About Credit Reports
COVID-19 Scams Continue
Creative, Low Cost Gifts from the Kids
Credit Card Compromised? Here’s What to Do Next.
Credit Score Myths Debunked
Creditworthiness: What It Is & Why It Matters
Debit Cards - Credit Cards With Training Wheels
Deck the Halls with a Holiday Loan
Developing Money Skills for Kids of All Ages
Do You Have $233,000 in the Budget To Raise a Child?
Do Your Kids have Virtual Shopping Smarts
Do's and Don'ts of Investing During a Crisis
Don't Get Caught in a Crowdfunding Scam
Don't Give Cash to Your Teens
Don't Splurge...Be Happy!
Dont Keep the Budget a Secret
Don’t Fall for These Text Scams
Don’t Lose Your Balance This Holiday Season
Educating Your Grade Schooler About Money
Emergency Funds - Not Just for Adults
Employment Scams: How to Identify Them & Stay Safe
Empowering Your Teen with the Right Checking Account
End-of-Year Checklist for Business Owners
Essential Money Talks to Have with Your Teen
Estate Planning: Not Just for the Rich and Famous
Everything You Need to Know About Buying a Home this Year
Facing Financial Challenges Head-On
Factors That Drive Your Car Insurance Rate
Fake Check Scams - How To Avoid This Exploding Epidemic
Fall Financial Clean Up Tips
Feeling Stuck In Your Car Loan? It Might Be Time To Shop Around
Fighting Fraud One Good Habit At A Time
Finance a Home with Little Money Down
Finance Lesson While Homeschooling
Financial Diets vs. Lifestyle Changes
Financial Disaster Recovery Mode
Financial Dos and Don'ts During the Coronavirus Outbreak
Financial Moves to Make When Preparing for a Baby
Financial Perks of Being a Renter
Financial Planning For the New Parent
Financial Planning for the New Parent
Financial Resolutions You Can Actually Keep
Financial Tips for Dealing with a Second Wave of COVID-19
Financial Tips for Single Parents
Financial Tips for Your College-Bound Child
Financial Tips When Caring for Elderly Parents
Financing Your Home Improvement Projects
Find the Best Used Car for Your Budget
First J.O.B. and Lessons in Money Management
Fixed Allowance vs. Chore-Based Allowance: Which Should You Choose?
FOMO: Do You Live For Now Or For The Future?
For the Love of Mobile Payments
FREE MONEY - 5 Online Scams to Avoid
From Piggy Bank Saver To Financial Genius Investor
Gen Z: It’s Time to Kickstart Your Credit Journey
Get By In an Emergency: Personal Loan or Credit Card?
Get These Out of Your Purse or Wallet Now
Getting Financially Prepared to Buy a Home
Getting Ready for a Pricey Holiday Season
Getting To Know Your Credit Score
Getting You Through The Winter Blues
Gift Cards: A Scammer’s Best Friend
Giving with Gratitude
Good Debt vs. Bad Debt, What's the Difference?
Good vs. Bad Debt - What You Need To Know
Grow Your Tax Refund with a Certificate
HELOC: Your Emergency Lifeline
Helpful Tips to Avoid Seasonal Hazards
Helping Your Child be a Financially Responsible Adult
Holiday Loans - The Better Option for Holiday Expenses
How a Bridge Loan Can Help you Buy a House
How Businesses Establish and Build Credit
How Can I Avoid Paying Private Mortgage Insurance
How Do College Scholarships Work?
How Long Do Negative Marks Stay on Your Credit Report?
How Men and Women Manage Money Differently
How Much Debt Is Too Much?
How Much Home Can You Afford?
How Much Should You Spend On A Car?
How Much Will Your Mortgage Really Cost?
How Recent Grads Can Build Credit
How to Avoid Buying Too Much Car
How to Avoid Scams when Donating to Ukraine & Other Causes
How to Avoid the Minimum Payment Trap
How to Be Smart About Student Loans
How to Build a Debt-Free Future
How to Build Credit
How to Build Credit the Right Way
How To Decorate Your Dorm For Less
How to Dispute Errors on Your Credit Report
How to Finance Home Renovations
How to Fix Errors on Your Credit Report
How To ID A Robocall
How To Make Sure Your Car Is FULLY Insured
How to Make Your Dream Vacation a Reality
How to Manage Debt When Interest Rates are Rising
How to Pay for a Costly Surprise
How to Pay Off Loans Quicker
How to Perform a Mid-Year Financial Check-In
How to Protect Family Members from Scams
How to Protect Yourself from Rising Check Fraud
How to Purchase Your First Car
How to Save for a Down Payment on a House
How to Save on Wedding Costs
How to Score a Better Deal on Your Next Car
How To Shop For A Used Car
How to Spot This Season’s Holiday Scams
How to Start Building a Credit Score
How to Stay Productive While Working from Home
How to Take Advantage of Working from Home
How to Talk Money with Your Partner
How to Teach Kids to Budget Money
How to Use Your Tax Refund to Build Credit
How To Vacation On A Budget
How Will My Credit Impact My Mortgage Application?
I'm a College Grad -- Now What?
Improve Your Credit Score in 7 Steps
Insurance coverage 101. How much is too much?
Introducing Your Teen to Banking
Investing Lessons: Fantasy Football Style
Is a High Yield Checking Account Right for Me?
Is Borrowing Against Your 401(k) a Good Idea?
Is Having No Debt a Smart Move?
Is Your Car Made of Money?
It Costs How Much To Get Married!?
It Costs How Much To Get Married?
It's Halloween, So Let's Talk Christmas Shopping!
It’s Almost Halloween, So Let’s Talk Christmas Shopping!
Jump off of the Credit Card Merry-go-Round
Keep the Vehicle You Have or Buy New?
Keep Your Credit Cards From Wrecking Your Credit
Keeping Your Spending in Check
Kids Don't Need Big Vacations
Kiss Credit Card Debt Good-Bye
Leasing a Car vs. Buying: Traps to Watch Out For
Life Lessons Learned During the Pandemic
Love Your Home - Even in Winter
Make Budgeting a Family Thing
Make the Nice List with Your Credit Card Use
Make the Nice List with Your Credit Card Use!
Make Those Summer Plans... With a HELOC
Make Those Summer Plans… with a HELOC
Making Home Renovations More Affordable
Making Sense of Common Auto Loan Terms
Making the Switch to a Credit Union
Managing Money Made at First Job
Mastering Money: Your Ultimate Guide to Budgeting
Maximize Your Summer to Boost Your Budget
Maximize Your Summer to Boost Your College Budget
Membership Has Its Perks
Mid-Year Money Checkup: 5 Ways to Boost Your Financial Health
Money Goals for Kids
Money Management for Teens
Money Management for Teens: Teaching the Basics
Mortgage Payment Breakdown: Where Your Money Really Goes
Mortgage Pre-Qualification vs. Pre-Approval
My Clunker Needs to Be Replaced - Now What?
New Baby Financial Tips
New Homeowners: Watch Out for the Forgotten Expenses
New vs. Used Cars
Not Reading the Fine Print Can Cost You
Online Gambling Education
Partner with a Financial Advisor Early
Passwords: How Can I Remember ALL of Them?
Paying for College is No Game
Paying for Your Wedding: Personal Loans vs Credit Cards
Personal Finance Basics: Where to Start?
Phishing, Smishing, and Vishing: How to Protect Yourself
Popular Money Tips That Aren’t All That Great
Popular Tax Scams & How to Avoid Them
Preparing Financially for a New Baby
Preparing for a Bundle Without Spending a Bundle
Preschool Money Lessons for All Ages
Prioritizing Your Bills During a Financial Crunch
Pros and Cons of Paying a Bill with a Credit Card
Pros and Cons of Saving vs. Investing
Protecting Your Credit After A Missed Car Payment
Quick Tips to Prevent Fraud
Quick Tips When Buying Pre-Owned Cars
Raising a Secure, Unspoiled Child
Ransomware: Avoid Being a Digital Hostage
Ready for Summer Vacation? Watch Out For Digital Identity Thieves
Ready to Buy a House? Don't Forget This 1st Step!
Refinancing Loans to Boost Your Savings
Refinancing Your Loans During COVID-19
Rev Up Your Car-Buying Strategy: Navigating Fluctuating Interest Rates
Rising Interest Rates: What Do They Mean For You?
Robo-Advisors: A New Way to Invest
Round Up Your Home Loan Payments to Save BIG!
Save Money While Grocery Shopping
Saving for Their Future
Saving for Your Child's Future
Secured vs. Unsecured Loans - Which Is Right For Me?
Securing Your Home Devices: How & Why
Setting New Year’s [Financial] Resolutions as a Couple
Setting REAL Financial Goals
Short-Term Savings: Which Accounts Work Best?
Should I Buy or Lease My Car?
Should I Get Pre Approved For A Car Loan?
Should I Lease or Should I Loan?
Should I Refinance My Home Mortgage?
Should You Buy a Home in the Winter?
Should You Buyout Your Leased Car?
Should You Lease a Car?
Should You Use a Business Line of Credit or Credit Card?
Should Your Freshman Have a Credit Card in College?
Should Your Student Have a Credit Card in College
Small Steps For College Savings
Smart Moves for Using a Home's Equity
Smart Summer Travel: 7 Ways to Save
Smart Ways to Save for Retirement
Smartphone Security: Why we need PINs, Patterns & TouchID
Spaving: A Fine Line Between Savings & Overspending
Spring Cleaning Your Finances
Stay Safe from Student Loan Forgiveness Scams
Steps to Take Before Applying for a Mortgage
Student Loan Repayment, Simplified
Surprise Costs When Renting Your First Apartment
Talking To The Kids About Your Salary
Talking to Your Child about Taxes
Tax Refunds - Good or Meh?
Tax Return Not What You Expected? Here's What You Need to Know.
Tax Scams You Need to Know About
Teach Kids to Set Savings Goals
Teaching Children About Money
Teaching Children Delayed Gratification
The 6 Do's and Don'ts of Credit Repair
The Cost of Living
The Dos and Don'ts of Keeping Financial Records
The Dos and Don’ts of Credit Repair
The Do’s & Don’ts of Estate Planning
The Early Retirement Costs You May Not Be Considering
The Financial Institution You Choose Makes a Difference and Genisys is the Right Choice
The Importance of Being Financially Fit
The Importance of Beneficiaries on Your Accounts
The Not-So-Obvious Reasons You Need an Emergency Fund
The Perfect Savings Tool - Share Certificates
The Perks of Going Mobile
The Pros and Cons of Buying a Car Online
The Real Cost of Your Credit Card Balance
The Test Drive: Why It’s a Must-Do
The True Cost of Car Ownership
Time to Move or Time to Improve? Moving vs. Home Improvement
Tips for Buying a Home in a Seller's Market
Tips for Buying a Used Car
Tips for Credit Card Success
Tips for First-Time Homebuyers
Tips for Shopping Early this Holiday Season
Tips for You to Avoid Flood Damaged Cars
Tips to Achieve an 800+ Credit Score
Tips to Avoid Fraud While Online Shopping
Tips to Fight Inflation
Tips to Fix Your Finances – No Envelopes Required
Tips to Help Teens Succeed in Their First Job
Tips to Improve Your Loan Approval Odds
Tips to Pay Off Debt Quicker
Tips to Rebuild Savings After A Crisis
Tips to Stay Safe in a Digital World
To Relocate or Renovate? Navigating the Decision of Moving vs. Home Improvement
To Spend or Save Your Stimulus Money? That is the Question.
Tools that Make You the Boss of your Account!
Top Home Upgrades to Boost Your Resale Value
Traditional or Roth IRA? Breaking through the Confusion
Two Powerful Tools to Rebuild Your Credit Score
Understanding 401(k) Plans
Understanding a Mortgage Payment
Understanding Insurance: A Quick Guide to Coverage Options
Understanding the "Magic" of Debit Cards
Understanding the Home Inspection Process
Understanding the Risks of Online Gambling
Understanding Your Credit Card Rates
Unleash the Power of Your Home’s Equity
Use e-Alerts to Stay in Touch With Your Money
Using Your Home Equity To Pay For Emergencies
Watch out for Job Scams
Watch Out for Tech Support Scams
Watch Out for the 12 Scams of Christmas
Ways to Improve Your Credit this Year
Ways to Save Money on Holiday Travel
What Could Impact Your Home Loan Approval?
What Do Rising Mortgage Rates Mean for Me?
What Does It Mean to Be Financially Independent?
What Happens If You Max Out Your Credit Cards?
What Happens to Inactive Accounts?
What is a 401(k) Plan and Why Do I Need One?
What is a Chip Card?
What is a Credit Utilization Ratio & Why Does It Matter?
What is a Health Savings Account (HSA)?
What is My Credit Utilization Ratio?
What is the Best Type of Mortgage? (It Might Not Be a 30-Year Fixed Rate!)
What is the “Say Yes” Scam?
What is VIN Cloning & How Does It Affect Me?
What Schools Don't Teach Kids About Money
What to Buy and What to Skip this Month
What to Do If Your Loan is Denied?
What To Do If You’re Laid Off
What To Do When You’re Behind on Your Car Payments
What to Expect When Your Credit Card is Compromised
What You Don't Know CAN Hurt You
What You Need to Know About Buying a Used Car
When Does a Home Equity Loan Make Financial Sense?
When I grow Up I Want to...
When is the Best Time to Buy a Car?
When Your Budget Needs A Break: Skip-a-Payment
When Your Car Loan Outlives Your Car
Where Should You Keep Your Emergency Fund?
Where Will You Be [Financially] in 5 Years?
While You’re Home, Spend Your Time Productively
Why a Credit Union is Safer than a Bank in a Financial Crisis
Why are Certificates of Deposit Becoming So Popular?
Why Buying a Home in Winter Might Be a Smart Move
Why CardNav Might Be the Coolest Card Security App Ever
Why Children Should Have a Savings Account
Why do I want a Digital Wallet?
Why is a Mortgage Good Debt to Have?
Why is My Credit Score so Low and How Can I Improve It?
Why Personal Loans May Be the Best Choice
Why Saving Money is the Easiest Exercise You Will Ever Do
Why You Shouldn't Cut Up Your Credit Cards
Why Your Child Should Have a Savings Account
Will that Be: Cash, Credit or Mobile?
Working It Out - teach Your Kids How Money Is Earned for the Family
Your Balance Transfer Checklist: Before & After
Your Car Misses You... and Driving
Your Financial Year in Review
Your Furnace Went Out - Now What?
Your Guide to Choosing the Best Credit Card
Your Guide to Savvy Car-Shopping
Your Roadmap to Start Investing
Your Ultimate Car Maintenance Checklist

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2025 System Upgrade.

What it means for you.

Winning Starts Here!

Genius High Yield Checking 6.75% APY* plus Debit Rewards.

Time for a Style Upgrade!

New or Used Auto Loans as low as 5.24%APR* up to 75 Months

Exclusive Discounts on Tax Prep.

And get a chance to win $10,000.

Hiding from Holiday Bills?

Last Chance to Get Your Holiday Loan.

Two Great Credit Card Options.

Rewards or Platinum Mastercards®

Featured Rates

Blog Entries by Genisys Credit Union

Genius High Yield Checking 6.75% APY^* plus Debit Rewards.