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Credit Card Options

Rewards, low rates, and benefits galore waiting for you with a Genisys Credit Card

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Two Great Credit Card Offers to Choose From

Have you received credit card solicitations in the mail and wondered if you were missing out on a good deal? You have a lot of choices when it comes to credit card offers. It pays to apply for a credit card with someone you can trust. Apply with Genisys Credit Union.

Genisys Credit Rewards Mastercard®

Features:

  • Variable rate as low as 15.49% APR
  • No annual fee
  • 28-day interest free grace period
  • Fast & secure contactless transactions
  • Online and mobile account access
  • Worldwide acceptance
  • Free Identity Theft Resolution Service
  • Auto Rental Insurance
  • $500,000 Travel Accident Insurance

Account Opening Disclosure
Mastercard Guide to Benefits

Includes Double Play Rewards

Earn Mastercard® Double Play Rewards just by making purchases with your Genisys Rewards Credit Mastercard®

  • Every time you sign for transactions you earn 1 point for every $1 you spend, redeemable for travel, merchandise, gift cards, and much more
  • Genisys Rewards Credit Mastercard® holders are automatically enrolled and it’s FREE
  • Access your Double Play Rewards account information and redeem points automatically through Online Banking
  • Learn more about Double Play Rewards

Genisys Platinum Credit Mastercard®

Features:

  • As low as 9.90% APR
  • No annual fee
  • 28-day interest free grace period
  • Fast & secure contactless transactions
  • Online and mobile account access
  • Worldwide acceptance
  • Free Identity Theft Resolution Service
  • Auto Rental Insurance
  • $500,000 Travel Accident Insurance

Account Opening Disclosure
Mastercard Guide to Benefits

 

Genisys Credit Union Secured Mastercard®

Features:

  • Take control and build your credit with responsible use.
  • Limits available from $500 to $5,000 based on the security deposit you make.
  • Can be opened as a Genisys Platinum or Genisys Rewards Mastercard.
  • Enjoy the same features and benefits as the non-secured cards.

Apply for a Secure Mastercard® Rewards
Apply for a Secure Mastercard® Platinum

*Secured credit cards are not guaranteed approval. The applicant’s credit bureau will be reviewed as part of the approval process.

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Genisys Credit Union Card Controls

Card Controls is a mobile app that gives you control of when and how your credit cards are used. Identify potential fraud, monitor and control spending instantly, and receive lightening fast alerts - all from the palm of your hand. Learn more about Card Controls and the real-time alerts you can set up.

 

Peace Of Mind With Every Purchase

MasterCard ID Check

Mastercard ID Check

Help safeguard your account when shopping online.

Mastercard Identity Check is a new way to help secure your account when shopping online. Genisys Credit Union will review your transactions and in some cases require you validate a One Time Passcode or speak with us to verify your identity. Once the data is verified, the merchant will complete your purchase. You can enjoy peace of mind in knowing that your purchase was protected with an extra layer of enhanced security with Mastercard Identity Check. Terms and Conditions

Click to Pay

Mastercard Click to Pay

No passwords. Now that’s smart checkout.

Life moves too fast to pay the old way. Introducing a smarter and more secure way to pay online that makes passwords a thing of the past. Learn more about Mastercard Click to Pay.

 

 

No Fee Credit Card Balance Transfer

When you open a Genisys Credit Union credit card you have a great savings tool in your pocket! You can transfer balances from other higher rate credit cards to your Genisys Mastercard and start saving on interest charges. Plus, there is no transfer fee to move balances to our card.

It's easy to transfer balances!
Complete an Online Balance Transfer Request form. Just snap a picture of your credit card statement and upload with your smartphone to our credit card balance transfer form, send it to us and we'll do the rest.

Balance Transfer Form

 

 

Get Started

How would you like to begin?

Credit Card FAQs

 

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