Don’t Lose Your Balance This Holiday Season

Amid the holiday hustle and bustle, veering off track with your budget can be easy. There are impromptu parties, last-minute gifts, unexpected travel, and the list goes on. Staying on top of your finances is crucial this time of the year. 

That’s why we’re revealing some of the best tools to keep your budget in check and your holiday spirit high. Whether you’re shopping on the couch while watching your favorite holiday movies or dashing from store to store to lock in the best deals, you’ll always know where you stand financially.

Online Banking: Your Accounts are Only a Click Away

Deck the halls with confidence this holiday season with the help of Online Banking. You can quickly and easily perform most banking tasks in just a few clicks – it’s like a branch in your very own home! You’re able to:

• Check account balances

• Monitor recent transactions

• Transfer funds between account

• Make loan payments

• Apply for loans

• Review account statements and so much more!

With Online Banking, you can manage your money securely in a matter of minutes and get back to what matters most this month. 

Mobile Banking: When You Need to Know & You’re on the Go

Standing in line at your favorite store, but you’re unsure whether you have enough money in your account? No worries – we have an app for that! With our Free Mobile Banking App, your accounts are only a tap away. 

Mobile Banking allows you to perform most routine banking tasks anywhere, anytime. Check your balance(s), transfer funds, deposit checks, pay bills, and more. 

Take the guesswork out of holiday shopping and easily manage your money on the go, no matter what your holiday schedule has in store.

Online Bill Pay: Never Miss a Payment

Between travel, parties, family get-togethers, and other events, the holiday season can be hectic, to say the least. Stay on top of all your bills and loan payments with Online Bill Pay. 

Conveniently and securely schedule upcoming payments to ensure you’re never late or miss a due date. Pre-scheduling or automating the process not only keeps your finances in check but also protects your credit score. 

If you’re traveling this holiday season, let Online Bill Pay handle your payments for you so you can focus on fun. You’ll enjoy peace of mind knowing that your bills are covered while you’re enjoying your winter break. 

Account Alerts: Never Get Caught Off Guard 

Your accounts will likely have more activity during the holiday season than in other months. Unfortunately, this is also a period where fraud peaks. Protect your accounts and stay on top of money matters with eAlerts, or Account Alerts. 

You can set up alerts within Online Banking and select which notifications you want to receive for a completely personalized banking experience. Your alerts will be delivered instantly via text, email, or push notification. Common alerts include:

• Daily balance notifications

• Low balance alerts

• Recent withdrawals

• Upcoming payment due dates

The holiday season is full of distractions. However, when you enable account alerts, you’ll always be on top of your finances.

Card Controls: Extra Protection for Debit & Credit Cards

It’s wise to never carry large amounts of cash on you, especially when out holiday shopping. Using your debit or credit card is a more convenient and safer way to pay. However, between all your holiday purchases and the uptick in fraud, you must also protect your cards. That’s where card controls come in!

With our Card Controls app, you can completely customize how your debit and credit cards work. Common features include:

• Enable alerts to monitor spending

• Create limits on how much can be spent for merchant categories or transaction types

• Turn your cards ON or OFF to prevent fraud

Card controls empower you to decide when, where, and how your debit and credit cards are used. Think of it as an extra layer of protection designed to prevent overspending and minimize potential fraud. The best part is that you can control your cards from anywhere with just a few taps on your phone!

Shared Branching: A Branch is Always Close By

No matter where your holiday travels take you this year, a branch is always nearby. Through a unique credit union program called Shared Branching, you can access more than 5,600 branches nationwide.

With Shared Branching, you can conduct most routine account transactions at another participating credit union, just as if you were at one of our branches.

Take advantage of the multiple methods we offer to help you stay in touch with your accounts during the holiday season and throughout the year. We’ve made managing your money easier than ever so you can focus on making merry memories with the ones you love! 

If you’d like to learn more about the different services available to help you easily stay on top of your accounts, we’re happy to help. Please stop by any of our convenient branch locations or call us at 248-322-9800 extension 5 to speak with a team member today.

 

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