Get any new loan and enter for your chance to WIN a signed Sam LaPorta Jersey.
Buying a car should be an exciting time, but we know how stressful finding the perfect auto loan can be. Whether applying in person somewhere in Michigan or Minnesota, or online from anywhere in the US, you can take some of the hassle out of finding your dream car with a credit union car loan from Genisys!
Our convenient auto loan application process can be done online or at one of our convenient branch locations, and our friendly staff is always ready to help you find the best loan term with the low auto loan rates you can always expect.
New cars, used cars, daily drivers, or the dream car you’ve always wanted, Genisys has flexible car loans to get you in the driver’s seat. Plus, our Payment Reset feature may give you the option to lower your rate and payment one time during your loan!
Just a click away!
Our convenient application process can be done online or at one of our convenient branch locations, and our friendly staff is always ready to help you find the best loan term with the low auto loan rates you can always expect.
ON YOUR TERMS
New cars, used cars, daily drivers, or the dream car you’ve always wanted, Genisys has the flexible car loans to get you in the driver’s seat. Plus, our Payment Reset feature may give you the option to lower your rate and payment one time during your loan!
Just a click away!
Model Year | APR as low as* | Maximum Term |
---|---|---|
2022 and newer | 4.99% | up to 48 months |
2022 and newer | 4.99% | up to 60 months |
2022 and newer | 4.99% | up to 75 months |
2022 and newer | 5.74% | up to 87 months** |
2018-2021 | 5.74% | up to 60 months |
2018-2021 | 5.74% | 61-72 months |
2020-2021 | 5.74% | 73-84 months*** |
2015-2017 | 6.99% | up to 60 months |
2014 & older | 7.49% | up to 60 months |
Enjoy no payments for 90 days for borrowers with excellent credit2 *Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $15.55 per $1,000 borrowed at 4.99% for 75 months. 290 days no payment offer available to credit scores of 660 and higher. Interest accrues during the deferral period. |
1. Choose to calculate based on:
2. Type in the loan amount you would like, and we can calculate the payment.
Term in Months (up to) | Interest Rates (as low as) | Payment Amount |
---|---|---|
36 | 4.99% | |
48 | 4.99% | |
60 | 4.99% | |
75 | 4.99% | |
87 | 5.74% |
These informative and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee their accuracy or applicability to your circumstances. These tools are not intended to provide investment, legal, tax or accounting advice. All examples are hypothetical and for illustrative purpose only. All calculations are based on user inputs and do not reflect any guarantee of expected savings or tax advantages. All user input is private and secure. We don't collect any of the personal information that you provide or save any of the outputs. All loans are subject to approval and credit terms may vary. You may wish to consult a reliable financial advisor.
MOVE YOUR LOAN
Fall in love with your vehicle again. We offer auto loan refinancing for existing car loans from other institutions, in order to take advantage of our great low rates.
ALL CHARGED UP
A Genisys Electric Vehicle Loan can include the costs related to charging stations. A home charging station can make owning an electric vehicle a convenient experience.
Knowledge Center
Research car values and use our payment calculators to compare financing options.
Shop our local Partner Dealerships who have “On-the-Spot Financing” through Genisys Credit Union for your Auto and RV needs.
Protect your vehicle and your financing with competitive products from Genisys Credit Union. Click below to see what programs are available.
Protection Programs