Your house is an asset that can help you reach your financial goals. When you have equity in your home, you can turn it into an affordable home equity loan or home equity line of credit (HELOC) that can be used for a variety of needs: Home Improvements, Debt Consolidation, Vacations, College Tuition and more!
| Loan to Value up to | APR as low as* | Maximum APR |
|---|---|---|
| 80.00% | 8.28% | 18.00% |
Apply Online HELOC Calculator Lock an Existing Flex HELOC *Annual Percentage Rate designated as APR. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval, not all applicants will qualify. Rate shown is the best rate offered for all Home Equity Loan Products, with a loan amount under $400,000, loan to value at or below 80%, and credit score of 740 or higher. The minimum line of credit is $5,000 and the minimum draw amount is $100. Fees charged for the closing of a Home Equity Line of Credit start at $275 and could be as high as $1,500. A home equity is secured by a first or second mortgage lien on your primary residence only. Flood and/or property hazard insurance may be required. Other restrictions may apply. See Credit Union for complete details. Credit Union reserves the right to end the promotion at any time and without notice. | ||
| Loan to Value up to | APR as low as* | Approximate Term |
|---|---|---|
| 80.00% | 6.26% | up to 5 years |
| 80.00% | 6.76% | up to 10 years |
*Annual Percentage Rate designated as APR. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval, not all applicants will qualify. Rate shown is the best rate offered for all Home Equity Loan Products, with a loan amount under $400,000, loan to value at or below 80%, and credit score of 740 or higher. The minimum line of credit is $5,000 and the minimum draw amount is $100. Fees charged for the closing of a Home Equity Line of Credit start at $275 and could be as high as $1,500. A home equity is secured by a first or second mortgage lien on your primary residence only. Flood and/or property hazard insurance may be required. Other restrictions may apply. See Credit Union for complete details. Credit Union reserves the right to end the promotion at any time and without notice. | ||
A home equity loan is a type of loan in which you use the equity in your home as collateral. They are often used to finance major expenses such as home repairs, medical bills, or college education. A home equity loan does create a lien against your house and reduces actual home equity. We’re here to help find the right option for you.
| intentionally empty table header | Flex Home Equity Line of Credit (HELOC) | Fixed-Rate Home Equity Loan |
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Choose this loan if you:
With this loan, you can:
Choose this loan if you:
With this loan, you can:
There are minimal closing costs charged once your loan is funded. Those costs can be taken from the first draw, loan proceeds, or paid directly at closing.
*Good for 120 days from the date credit is requested. Must be for the same product and terms as your pre-qualification. Purchase agreement required to lock into your final rate.
