Our Money Market Account (also referred to as a high yield savings account, or HYSA) combines the advantages of higher-than-average money market account rates with the flexibility to withdraw funds when you need to and security of federal insurance by the National Credit Union Share Insurance Fund.
Enjoy the security of a risk-free savings environment.
If you have balances of $250,000 or more and still want the flexibility of having access to your funds, this account is for you. Earn a higher rate and keep the flexibility to withdraw your funds when needed.
Note: Dividends are computed daily, paid and compounded monthly
If you’re a serious saver, consider the comparison of money market accounts vs. savings accounts. You can earn higher rates in a money market account.
If you are in college now or heading there soon, Genisys has a special money market account for you. As a college student, you are eligible for the College Rewards Money Market, a special HYSA bank account available to students that open a Checking account and sign up for eStatements.
If you’re considering opening a student bank account or student checking account, you should also consider the College Rewards Money Market account so you can earn money market account rates on your hard-earned savings.
| Daily Balance Tiers | Dividend Rate | APY* |
|---|---|---|
| $2,500 - $9,999 | 1.30% | 1.31% |
| $10,000 - $24,999 | 1.50% | 1.51% |
| $25,000 - $49,999 | 1.70% | 1.71% |
| $50,000 - $74,999 | 1.75% | 1.76% |
| $75,000 - $99,999 | 1.95% | 1.97% |
| $100,000 - $249,999 | 2.15% | 2.17% |
| $250,000 and over | 2.35% | 2.38% |
Open an Account Open in Online Banking Savings Growth Calculator *Annual Percentage Yield designated as APY and subject to change at any time. Minimum balance of $2,500 required to earn dividends. | ||
| Daily Balance Tiers | Dividend Rate | APY* |
|---|---|---|
| $250,000 - $499,999.99 | 2.40% | 2.43% |
| $500,000 - $749,999.99 | 2.60% | 2.63% |
| $750,000 -$999,999.99 | 2.80% | 2.84% |
| $1,000,000 and over | 3.00% | 3.40% |
Open an Account Open in Online Banking Savings Growth Calculator
| ||
| Daily Balance Tiers | Dividend Rate | APY* |
|---|---|---|
| $100 - $9,999 | 1.30% | 1.31% |
| $10,000 - $24,999 | 1.50% | 1.51% |
| $25,000 - $49,999 | 1.70% | 1.71% |
| $50,000 - $74,999 | 1.75% | 1.76% |
| $75,000 - $99,999 | 1.95% | 1.97% |
| $100,000 - $249,999 | 2.15% | 2.17% |
| $250,000 and over | 2.35% | 2.38% |
Open an Account Open in Online Banking Savings Growth Calculator *Annual Percentage Yield designated as APY and subject to change at any time. College Rewards Money Market: minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify. | ||
