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High Yield Youth Savings Account

Start Kids Early with Good Savings Habits 

Open an Account

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Get More Than a Savings Account

Give Your Kids a Smart Start – Earn 5.12% APY*
Genisys Credit Union Youth Savings Accounts are structured to encourage and reward saving. Earn an amazing rate of 5.12% APY on balances up to $500. This High Yield Youth Savings Account is available for kids from birth to 18 years old.

 

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      High Yield Youth Savings
      Effective Date: Tuesday, March 18th, 2025
      Dividend RateAPY*Dividend Credited
      5.00% 5.12% Monthly

      Open an Account Savings Growth Calculator

      Annual Percentage Yield designated as APY and subject to change at any time. No minimum balance. Balances above $500.00 are paid the standard share savings rate.

      Open the Account that Grows with Them!

      Genisys Youth Accounts teach parents and kids about money starting from day one. Help your kids grow their money with our APY High-Yield Youth Savings Account and Genius High-Yield Checking when the first job begins.

       

      Moola Moola Club

      AGES 0-6 YEARS OLD

      Moola Moola Club

      This is a fun way to learn about money and the importance of saving.

      Moola Moola Account Benefits:

      • Account Opening Gift
      • eAllowance - Have your allowance directly deposited into your account
      • Parents have easy access through online banking and quarterly estatements
      • FREE FamilyMint Online money-management tool

       

      Wealth Warriors Club

      AGES 7-12 YEARS OLD

      Wealth Warriors Club

      This is a fun way to learn about managing money and how to make it grow.

      Wealth Warriors Account Benefits:

      • Account Opening Gift
      • Newsletter - Offering real life financial information, tips and advice
      • eAllowance - Have your allowance directly deposited into your account
      • Parents have easy access through online banking and quarterly estatements
      • FREE FamilyMint Online money-management tool

       

      Money Fit Club

      AGES 13-18 YEARS OLD

      Money Fit Club

      This is a helpful tool to guide you in the right direction financially by providing answers to your questions and assisting you in managing your money.

      Money Fit Account Benefits:

      • Account Opening Gift
      • Money Fit Video Series - Fun, educational videos to help understand finances.
      • Newsletter - Offering real life financial information, tips and advice
      • eAllowance - Have your allowance directly deposited into your account
      • Easy access through online banking and quarterly e-statements
      • FREE FamilyMint Online money-management tool

      Get Started

      How would you like to begin?

      *Annual Percentage Yield designated as APY. and subject to change at any time. High-Yield Youth Savings account is only for members from ages 0-18. Balances above $500.00 are paid the standard share savings rate.

      This page is in compliance with the Children's Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13. For more information on The Children's Online Privacy Protection Act please read Frequently Asked Questions about the Children's Online Privacy Protection Rule.

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