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Boat & RV Loans

Boats, RV’s or some other leisure vehicle, we have the financing to fit any budget!

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Boat, Leisure & Recreational Vehicle Loans - We Finance Fun

Here in Michigan and Minnesota we’re blessed with many beautiful waterways and vacation spots. Get a jump on vacation time by getting a boat loan, RV loan, or leisure vehicle loan from Genisys Credit Union. Let us help you with our variety of new and used boat loans and RV loans created to get the good times rolling!  When you finance your boat, RV, or other leisure vehicles at Genisys, it can be more affordable than you think.

 

 

Options Abound

Start your toy shopping today and check out our variety of terms and low rates that are sure to fit your budget. Our quick, easy RV/boat loan application makes the process seamless, whether you apply online or at one of our locations in Michigan or Minnesota.

Recreational Vehicle/Boats
Model YearMinimum Loan AmountTermAPR as low as*
Down Payment Required
2014 and older N/A 84 Months 7.99%
2015 - 2019 N/A 84 Months 5.99%
2015 - 2019 $15,000 120 Months 5.99%
2020 and newer N/A 96 Months 5.99%
2020 and newer $20,000 109-144 Months 5.99%
2020 and newer $30,000 145-180 Months 6.99%
2020 and newer $75,000 181-240 Months 7.49%

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*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. A minimum of 10% down payment is typically required. Approximate monthly payment would be $14.72 per $1,000 borrowed at 6.24% for 84 months.

 

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Simplify the RV Buying Experience

RV Dealership Locator
Sign & Drive at one of our Partner RV Dealerships.

Set Yourself Up For Success
Starting with a few key pieces of information can speed up the buying process and position you with maximum buying power.
Free Credit Score

 

Apply for a Boat/RV/Leisure Loan

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Boat Loan FAQs

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