Here in Michigan and Minnesota we’re blessed with many beautiful waterways and vacation spots. Get a jump on vacation time by getting your boat loan or RV loan now from Genisys Credit Union. Let us help you with our variety of new and used boat loans and RV loans created to get the good times rolling! When you finance your boat, RV, or other leisure vehicles at Genisys, it can be more affordable than you think.
Start your toy shopping today and check out our variety of terms and low rates that are sure to fit your budget. Our quick, easy online application makes the process seamless.
| Model Year | Loan Amount | Term | APR as low as* |
|---|---|---|---|
| Down Payment Required | |||
| 2013 and older | N/A | 84 Months | 8.99% |
| 2014 and newer | $1,000 - $9,999 | 60 Months | 6.49% |
| 2014 and newer | $10,000 - $14,999 | 84 Months | 6.99% |
| 2014 and newer | $15,000 - $19,999 | 120 Months | 7.24% |
| 2019 and newer | $20,000 - $29,999 | 144 Months | 7.49% |
| 2019 and newer | $30,000 - up | 180 Months | 7.49% |
| 2019 and newer | $75,000 - up | 240 Months | 7.99% |
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. A minimum of 10% down payment is typically required. Approximate monthly payment would be $19.56 per $1,000 borrowed at 6.49% for 60 months. | |||
| Model Year | Loan Amount | Term | APR as low as* |
|---|---|---|---|
| 2019 and newer | $30,000 - up | 180 Months | 6.99% |
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Available to credit scores of 725+. Loan to value (LTV) up to 90%. Additional down payment may be required. Approximate monthly payment for $30,000 borrowed would be $267.99 at 6.99% APR for 180 months. | |||
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