What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan. When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things:

What’s the Optimal Down Payment on a New Car?

In today’s world, purchasing a new car seems straightforward. Many rely on their trade-in vehicle to cover upfront costs, such as a down payment. However, the amount you put down on a new car plays a much more significant role than most realize. 

The Test Drive: Why It’s a Must-Do

Are you on the hunt for a new set of wheels? Finding the perfect vehicle takes time, energy, and plenty of research. While watching videos and reading reviews about different vehicles is helpful, nothing compares to getting behind the wheel.

Factors That Drive Your Car Insurance Rate

Car insurance often feels like a love-hate relationship. While you love that you, your family, and your vehicle are protected, no one enjoys paying costly insurance premiums. If your goal is to lower your policy price, it helps to understand how insurance companies determine your rate. 

Your Ultimate Car Maintenance Checklist

Most people don’t think of their car as a financial investment. It’s a means of transportation and part of your daily life. However, without proper maintenance and care, your vehicle could derail your finances with unexpected repair costs and more.

Your Guide to Savvy Car-Shopping

When you set your sights on buying a new car, a whirlwind of emotions can arise. On the one hand, you’re excited to find and cruise away in your new ride. But on the other hand, you know it’s a big decision that could significantly impact your finances for several years.

What You Need to Know About Buying a Used Car

Purchasing a used car can be tricky for some. You want to keep costs down, but at the same time, you don’t want to drive off the lot with a lemon. In this blog, we’ve compiled a comprehensive guide to buying a used car to ensure a smooth, successful search and purchase.

4 Times It’s Wise to Refinance Your Auto Loan

When people hear the term “refinance,” they often associate it with a long, tedious process. If you ever refinanced a home mortgage, you know that can be true due to the complexity of those loans. However, refinancing your car loan is quite simple and usually only takes a day or two to complete.

The True Cost of Car Ownership

When it comes time to buy a new or pre-owned car, the process is much easier today. You can search vehicles, negotiate prices, estimate trade-in values, and even secure financing without ever leaving the couch. Amidst these conveniences and the excitement of getting a new car, people often overlook certain costs associated with purchasing a vehicle.

Rev Up Your Car-Buying Strategy: Navigating Fluctuating Interest Rates

Navigating between interest rates and higher car prices can feel like driving on winding roads. While the current market conditions might not seem ideal for purchasing a new car, there are many ways to make your hard-earned dollars go further.

How to Purchase Your First Car

Buying your first car is both exciting and a bit overwhelming. It’s a big decision that will impact your finances for the next several years. As a first-time buyer, you want to know you’re making the right choice and not being taken advantage of by the dealership.

Should You Buyout Your Leased Car?

While leasing isn’t the right move for everyone, those drivers with leases ending soon are finding themselves in a unique position. The limited supply of pre-owned vehicles in the market is driving up the values of their leased cars – leaving many to contemplate whether they should buyout their lease. 

Are You Ready for an Electric Vehicle?

Today’s car-shopping experience provides many options that weren’t even around a decade ago. Not only can you choose a variety of makes and models, but now you also have the option of buying an electric vehicle (EV). With gas prices steadily climbing, you may already be considering going electric. 

7 Tips to Save for Your First Car

Buying your first car is an exciting experience! After all, with your very own vehicle, you can finally experience the freedom and independence you’ve been wanting. No longer will you have to ask for rides from your friends and family or rely on ridesharing services.

Quick Tips When Buying Pre-Owned Cars

Buying a new car isn’t the only option. Today, it’s possible to save money and even make a better investment by purchasing a pre-owned vehicle. However, not every vehicle on the lot is a good buy.

Making Sense of Common Auto Loan Terms

Whether you’re purchasing your first car or your seventh, buying a new vehicle is exciting. From the model, features, and color, you have many important decisions to make. However, that excitement can wane the minute you start talking about finances. 

The Pros and Cons of Buying a Car Online

When looking to buy a new car, chances are you still consider local dealerships the place to go. However, as the world continues to turn more digital, innovative auto companies are changing the landscape and implementing online car buying. 

Should You Lease a Car?

If you’re in the market for a new car, you may be considering a lease as opposed to purchasing a vehicle outright. With shorter terms and typically lower monthly payments, leases offer many attractive benefits on the surface. However, understanding the ins and outs of a lease is essential before making your decision. Below we’ll explore the pros and cons of leasing so you can make the best decision for your financial situation.

Auto Refinancing - The Benefits and Risks

Should I refinance my auto loan? Is it worth my time? Will it benefit me?

How to Score a Better Deal on Your Next Car

Buying a car is an exciting time. There are so many possibilities. While your heart may be into the shiny little sports car on the lot, your budget may have something like a nice modest sedan or SUV in mind. This guide will help you narrow your focus so you really can score a better deal next time you buy a car.

Keep the Vehicle You Have or Buy New?

There’s nothing quite like the feeling of paying off a car and knowing that you no longer have that particular debt hanging over your head. Not only do you own the vehicle free and clear, but now you have extra money every month you can save or spend however you desire! 

How to Avoid Buying Too Much Car

Car shopping can be exciting. As you begin to focus on various car-shopping websites for the best deal, you might find yourself exposed to a wider variety of options. While everyone would like all the bells and whistles that a new or new-to-you car can provide, do you really need them? More importantly, what are the final costs for these bright and shiny new objects? Can you afford it? 

Auto Refinancing - The Benefits & Risks

Should I refinance my auto loan? Is it worth my time? Will it benefit me?

Refinancing an auto loan can be fast, easy, and painless but there can also be risks with refinancing an auto loan so before you refinance your loan ask yourself these questions:

When is the Best Time to Buy a Car?

With the purchase of a new car comes a lot of decision-making. You may be going through the different makes and models trying to narrow down your choices, but you may also want to consider when the best time to buy is. While it seems that dealerships are always running ads with special deals, there are actually specific time periods where you can get the best deals.