Blog Entries by Genisys Credit Union

• 7 Surprise Savings Tricks
• 0% May Not Be the Deal You Think
• 10 Common Retirement Mistakes to Avoid
• 10 Credit Union Member Benefits
• 10 Hacks To Save Money While Dining Out
• 10 Savings Tips Your Future Self Will Thank You For
• 10 Strategies to Maximize Your College Budget
• 10 Things to Do If You Lose Your Wallet
• 10 Tips for ATM Safety
• 10 Tips to Save Money at the Pump
• 10 Tips to Tidy Up Your Finances this Summer
• 10 Warning Signs of Too Much Debt and What You Can Do
• 10 Ways to Make Your Accounts More Secure
• 10 Ways to Save More in the New Year
• 10 Ways to Save on Your Next Vacation
• 10 Ways To Stay Safe Online
• 10 Ways You Can Use a Home Equity Loan
• 12 Identity Protection Tips for the Holidays
• 12 Identity Protection Tips for the Holidays
• 15 Tricks To Sell Your Home Quickly
• 20% Down Home Buying Myth
• 3 Assumptions A First Time Home Buyer Should Question
• 3 Assumptions a First Time Homebuyer Should Question
• 3 Biggest Money Mistakes College Students Make
• 3 Expert Tips for Making the Most of Your Raise or Bonus
• 3 Questions to Answer before Signing That Car Lease
• 3 Reasons To Avoid The Free Trial Trap
• 3 Rules of Smart Money Management
• 3 Scary Stories to Teach Money Management
• 3 Smart Money Steps to Start Out Right
• 3 Steps to Make Your Child Money Smart
• 3 Strategies for Improving Your Credit Score
• 3 Strategies for Improving Your Credit Score
• 4 Expenses That Surprise First-Time Homebuyers
• 4 Not-So-Obvious Reasons Your Credit Score Is Low
• 4 Popular Scams & How to Protect Yourself
• 4 Reasons Retirement Planning Starts Early
• 4 Secrets to Saving You Might be Missing
• 4 Times It’s Wise to Refinance Your Auto Loan
• 4 Times You Should Consider a Financial Planner
• 4 Times You Should Consider A Financial Planner
• 4 Tips to Keep Your Finances Safe in Cyberspace
• 4 Tips to Pay Off Your Credit Card Debts
• 4 Ways to Avoid ATM Fees
• 4 Ways to Avoid ATM Fees
• 4 Ways to Fund Your Holiday Shopping
• 4 Year End Tax Savings Tips
• 5 Answers to Your Education Savings Questions
• 5 Black Friday Scams to Avoid
• 5 Financial New Year’s Resolutions To Kick-Start 2017
• 5 Popular Scams & How to Protect Yourself
• 5 Rules of Online and Mobile Banking Security
• 5 Smart Money Habits for Twenty-Somethings
• 5 Steps to Dealing with a Financial Setback
• 5 Steps to Take After Being Hacked
• 5 Things to Know Before you Visit the Auto Dealer
• 5 Tips to Curb Overspending
• 5 Tips to Help You Commit to Better Savings
• 5 Tips When Starting Your Own Business
• 6 Bad Attitudes about Money & How to Fix Them
• 6 Common Life Insurance Myths Debunked
• 6 Essential Credit FAQs Answered
• 6 Reasons Why a Budget is Crucial
• 6 Steps to Buying Your First Car
• 6 Times a Bargain Is Not a Bargain
• 6 Tips for Getting Your First Credit Card
• 6 Tips for Kids & Money
• 6 Tips to a Healthy Credit Card Relationship
• 6 Tips to Help with Rising Childcare Costs
• 6 Tips to Managing Debt
• 6 Ways to a Healthy Relationship with Your Credit Card
• 6 Ways to Finance an Engagement Ring
• 6 Ways to Turn Your Dream Vacation into Reality
• 6 Ways Your Small Business Can Fight Inflation
• 60-Second Guide to College Savings Strategies
• 7 Common Money Myths You Should Ignore
• 7 Credit Union Myths Debunked
• 7 Credit Union Myths Debunked
• 7 Home Improvement Hacks That Won't Break the Bank
• 7 Quick Tips to Boost Your Retirement Savings
• 7 Reasons Not To Skip a Home Inspection
• 7 Reasons to File Your Taxes Early
• 7 Resolutions for a Richer 2018
• 7 Resolutions for a Richer 2020
• 7 Resolutions for a Richer 2022
• 7 Signs You're Living Beyond Your Means and How to Fix It
• 7 Steps to Take If You’re an Identity Theft Victim
• 7 Tips for Raising Money Smart Kids
• 7 Tips to Boost Your Mental Health
• 7 Tips to Save for Your First Car
• 7 Tips When Dealing with a Financial Setback
• 8 Financial Moves for Empty Nesters
• 8 Steps to Improving Your Credit Score
• 8 Ways to Boost Your Mood Without Spending Money
• 8 Ways to Celebrate Father’s Day on a Budget
• 8 Ways to Combat Rising Inflation
• 8 Ways to Curb Emotional Spending
• 8 Ways to Save on Heating Costs this Year
• 8 Wise Money Moves to Make in Your 30s
• 9 Steps To Buying Your First Car
• A 25-Year-Old's Plan for Retirement
• A Credit Building Guide for College Students
• A New Way to Scam: Electronic Payment Apps
• A New Year's Resolution for Identity Protection
• All You Need to Know About Money Market Accounts
• Answering Your First-Time Homebuyer Questions
• Are Apps Killing Your Budget?
• Are You Living Beyond Your Means?
• Are You Ready for an Electric Vehicle?
• Are You Ready to Buy a Home?
• Auto Refinancing - The Benefits & Risks
• Auto Refinancing - The Benefits and Risks
• Avoid Summer Vacation Scams
• Bad Financial Habits – And How to Break Them
• Balancing a Checkbook is an Ancient Art.
• Best Home Improvements for Resale Value
• Best Times To Buy in 2018
• Beware of Coronavirus Scams
• Beware of IRS Scams
• Beware of These "Dirty Dozen" Tax Scams for 2019
• Beware of This Social Media Scam Targeting Millennials
• Boost Your Savings Without Market Risk
• Break the Paycheck to Paycheck Cycle
• Breaking Up with Your Subscriptions
• Bring Back the Brown Bag: Save Money on Lunch
• Budgeting 101 - Quick Tips to Get Started
• Budgeting Tips Once Student Loan Payments Resume
• Budgeting Tricks to Reach Your Goals
• Building a Budget That Works in the New Year
• Building A Financial Future
• Building Habits Through Small Wins
• Buy Now, Pay Later: Is it a Good Idea?
• Buy Now, Pay Later: Is it a Good Idea?
• Buying Your First Car the Smart Way
• Charging Your Phone In Public? Watch That Port!
• Choosing an Equity Loan In a Rising Rates Environment
• Combating The Financial Mistakes Of Our 20s And 30s
• Common Questions About Credit Reports
• COVID-19 Scams Continue
• Creative, Low Cost Gifts from the Kids
• Credit Score Myths Debunked
• Creditworthiness: What It Is & Why It Matters
• Debit Cards - Credit Cards With Training Wheels
• Deck the Halls with a Holiday Loan
• Developing Money Skills for Kids of All Ages
• Do You Have $233,000 in the Budget To Raise a Child?
• Do Your Kids have Virtual Shopping Smarts
• Do's and Don'ts of Investing During a Crisis
• Don't Get Caught in a Crowdfunding Scam
• Don't Give Cash to Your Teens
• Don't Splurge...Be Happy!
• Dont Keep the Budget a Secret
• Don’t Fall for These Text Scams
• Educating Your Grade Schooler About Money
• Emergency Funds - Not Just for Adults
• Empowering Your Teen with the Right Checking Account
• Essential Money Talks to Have with Your Teen
• Estate Planning: Not Just for the Rich and Famous
• Everything You Need to Know About Buying a Home this Year
• Facing Financial Challenges Head-On
• Fake Check Scams - How To Avoid This Exploding Epidemic
• Fall Financial Clean Up Tips
• Feeling Stuck In Your Car Loan? It Might Be Time To Shop Around
• Fighting Fraud One Good Habit At A Time
• Finance a Home with Little Money Down
• Finance Lesson While Homeschooling
• Financial Diets vs. Lifestyle Changes
• Financial Disaster Recovery Mode
• Financial Dos and Don'ts During the Coronavirus Outbreak
• Financial Perks of Being a Renter
• Financial Planning For the New Parent
• Financial Planning for the New Parent
• Financial Resolutions You Can Actually Keep
• Financial Tips for Dealing with a Second Wave of COVID-19
• Financial Tips for Single Parents
• Financial Tips When Caring for Elderly Parents
• Financing Your Home Improvement Projects
• Find the Best Used Car for Your Budget
• First J.O.B. and Lessons in Money Management
• Fixed Allowance vs. Chore-Based Allowance: Which Should You Choose?
• FOMO: Do You Live For Now Or For The Future?
• For the Love of Mobile Payments
• FREE MONEY - 5 Online Scams to Avoid
• From Piggy Bank Saver To Financial Genius Investor
• Gen Z: It’s Time to Kickstart Your Credit Journey
• Get By In an Emergency: Personal Loan or Credit Card?
• Get These Out of Your Purse or Wallet Now
• Getting Financially Prepared to Buy a Home
• Getting Ready for a Pricey Holiday Season
• Getting To Know Your Credit Score
• Getting You Through The Winter Blues
• Getting You Through the Winter Blues
• Giving with Gratitude
• Good Debt vs. Bad Debt, What's the Difference?
• Good vs. Bad Debt - What You Need To Know
• Grow Your Tax Refund with a Certificate
• HELOC: Your Emergency Lifeline
• Helpful Tips to Avoid Seasonal Hazards
• Helping Your Child be a Financially Responsible Adult
• Holiday Loans - The Better Option for Holiday Expenses
• How a Bridge Loan Can Help you Buy a House
• How Businesses Establish and Build Credit
• How Can I Avoid Paying Private Mortgage Insurance
• How Do College Scholarships Work?
• How Long Do Negative Marks Stay on Your Credit Report?
• How Men and Women Manage Money Differently
• How Much Debt Is Too Much?
• How Much Home Can You Afford?
• How Much Should You Spend On A Car?
• How Much Will Your Mortgage Really Cost?
• How Recent Grads Can Build Credit
• How to Avoid Buying Too Much Car
• How to Avoid Scams when Donating to Ukraine & Other Causes
• How to Avoid the Minimum Payment Trap
• How to Be Smart About Student Loans
• How to Build a Debt-Free Future
• How to Build Credit
• How to Build Credit the Right Way
• How To Decorate Your Dorm For Less
• How to Dispute Errors on Your Credit Report
• How to Finance Home Renovations
• How to Fix Errors on Your Credit Report
• How To ID A Robocall
• How To Make Sure Your Car Is FULLY Insured
• How to Make Sure Your Car is Fully Insured
• How to Make Your Dream Vacation a Reality
• How to Manage Debt When Interest Rates are Rising
• How to Pay for a Costly Surprise
• How to Pay Off Loans Quicker
• How to Perform a Mid-Year Financial Check-In
• How to Protect Family Members from Scams
• How to Protect Yourself from Rising Check Fraud
• How to Purchase Your First Car
• How to Save for a Down Payment on a House
• How to Save on Wedding Costs
• How to Score a Better Deal on Your Next Car
• How To Shop For A Used Car
• How to Spot This Season’s Holiday Scams
• How to Start Building a Credit Score
• How to Stay Productive While Working from Home
• How to Take Advantage of Working from Home
• How to Talk Money with Your Partner
• How to Teach Kids to Budget Money
• How to Use Your Tax Refund to Build Credit
• How To Vacation On A Budget
• How Will My Credit Impact My Mortgage Application?
• I'm a College Grad -- Now What?
• Improve Your Credit Score in 7 Steps
• Insurance coverage 101. How much is too much?
• Introducing Your Teen to Banking
• Investing Lessons: Fantasy Football Style
• Is a High Yield Checking Account Right for Me?
• Is Borrowing Against Your 401(k) a Good Idea?
• Is Having No Debt a Smart Move?
• Is Your Car Made of Money?
• It Costs How Much To Get Married!?
• It Costs How Much To Get Married?
• It Costs How Much to Get Married?
• It's Halloween, So Let's Talk Christmas Shopping!
• It’s Almost Halloween, So Let’s Talk Christmas Shopping!
• Jump off of the Credit Card Merry-go-Round
• Keep the Vehicle You Have or Buy New?
• Keep Your Credit Cards From Wrecking Your Credit
• Keeping Your Spending in Check
• Kids Don't Need Big Vacations
• Leasing a Car vs. Buying: Traps to Watch Out For
• Life Lessons Learned During the Pandemic
• Love Your Home - Even in Winter
• Make Budgeting a Family Thing
• Make the Nice List with Your Credit Card Use
• Make the Nice List with Your Credit Card Use!
• Make Those Summer Plans... With a HELOC
• Make Those Summer Plans… with a HELOC
• Making Home Renovations More Affordable
• Making Sense of Common Auto Loan Terms
• Making the Switch to a Credit Union
• Managing Money Made at First Job
• Mastering Money: Your Ultimate Guide to Budgeting
• Maximize Your Summer to Boost Your Budget
• Maximize Your Summer to Boost Your College Budget
• Membership Has Its Perks
• Mid-Year Money Checkup: 5 Ways to Boost Your Financial Health
• Money Goals for Kids
• Money Management for Teens
• Money Management for Teens: Teaching the Basics
• Mortgage Pre-Qualification vs. Pre-Approval
• My Clunker Needs to Be Replaced - Now What?
• New Baby Financial Tips
• New Homeowners: Watch Out for the Forgotten Expenses
• New vs. Used Cars
• Not Reading the Fine Print Can Cost You
• Online Gambling Education
• Partner with a Financial Advisor Early
• Passwords: How Can I Remember ALL of Them?
• Paying for College is No Game
• Paying for Your Wedding: Personal Loans vs Credit Cards
• Personal Finance Basics: Where to Start?
• Phishing, Smishing, and Vishing: How to Protect Yourself
• Popular Money Tips That Aren’t All That Great
• Popular Tax Scams & How to Avoid Them
• Preparing Financially for a New Baby
• Preparing Financially for a New Baby
• Preparing for a Bundle Without Spending a Bundle
• Preschool Money Lessons for All Ages
• Prioritizing Your Bills During a Financial Crunch
• Pros and Cons of Paying a Bill with a Credit Card
• Pros and Cons of Saving vs. Investing
• Protecting Your Credit After A Missed Car Payment
• Quick Tips to Prevent Fraud
• Quick Tips When Buying Pre-Owned Cars
• Raising a Secure, Unspoiled Child
• Ransomware: Avoid Being a Digital Hostage
• Ready for Summer Vacation? Watch Out For Digital Identity Thieves
• Ready to Buy a House? Don't Forget This 1st Step!
• Refinancing Loans to Boost Your Savings
• Refinancing Your Loans During COVID-19
• Rev Up Your Car-Buying Strategy: Navigating Fluctuating Interest Rates
• Rising Interest Rates: What Do They Mean For You?
• Robo-Advisors: A New Way to Invest
• Round Up Your Home Loan Payments to Save BIG!
• Save Money While Grocery Shopping
• Save Money While Grocery Shopping
• Saving for Their Future
• Saving for Your Child's Future
• Secured vs. Unsecured Loans - Which Is Right For Me?
• Securing Your Home Devices: How & Why
• Setting New Year’s [Financial] Resolutions as a Couple
• Setting New Year’s [Financial] Resolutions as a Couple
• Setting REAL Financial Goals
• Short-Term Savings: Which Accounts Work Best?
• Should I Buy or Lease My Car?
• Should I Get Pre Approved For A Car Loan?
• Should I Lease or Should I Loan?
• Should I Refinance My Home Mortgage?
• Should You Buy a Home in the Winter?
• Should You Buyout Your Leased Car?
• Should You Lease a Car?
• Should You Use a Business Line of Credit or Credit Card?
• Should Your Freshman Have a Credit Card in College?
• Should Your Student Have a Credit Card in College
• Small Steps For College Savings
• Smart Moves for Using a Home's Equity
• Smart Summer Travel: 7 Ways to Save
• Smart Ways to Save for Retirement
• Smartphone Security: Why we need PINs, Patterns & TouchID
• Spring Cleaning Your Finances
• Steps to Take Before Applying for a Mortgage
• Student Loan Repayment, Simplified
• Surprise Costs When Renting Your First Apartment
• Talking To The Kids About Your Salary
• Talking to Your Child about Taxes
• Tax Refunds - Good or Meh?
• Tax Return Not What You Expected? Here's What You Need to Know.
• Tax Scams You Need to Know About
• Tax Scams You Need to Know About
• Teach Kids to Set Savings Goals
• Teaching Children About Money
• Teaching Children About Money
• Teaching Children Delayed Gratification
• The 6 Do's and Don'ts of Credit Repair
• The Cost of Living
• The Dos and Don'ts of Keeping Financial Records
• The Dos and Don’ts of Credit Repair
• The Early Retirement Costs You May Not Be Considering
• The Financial Institution You Choose Makes a Difference and Genisys is the Right Choice
• The Importance of Being Financially Fit
• The Importance of Beneficiaries on Your Accounts
• The Not-So-Obvious Reasons You Need an Emergency Fund
• The Perfect Savings Tool - Share Certificates
• The Perks of Going Mobile
• The Perks of Going Mobile
• The Pros and Cons of Buying a Car Online
• The Real Cost of Your Credit Card Balance
• The True Cost of Car Ownership
• Time to Move or Time to Improve? Moving vs. Home Improvement
• Tips for Buying a Home in a Seller's Market
• Tips for Buying a Used Car
• Tips for Credit Card Success
• Tips for First-Time Homebuyers
• Tips for Shopping Early this Holiday Season
• Tips for You to Avoid Flood Damaged Cars
• Tips to Achieve an 800+ Credit Score
• Tips to Avoid Fraud While Online Shopping
• Tips to Fight Inflation
• Tips to Fix Your Finances – No Envelopes Required
• Tips to Help Teens Succeed in Their First Job
• Tips to Improve Your Loan Approval Odds
• Tips to Pay Off Debt Quicker
• Tips to Rebuild Savings After A Crisis
• Tips to Stay Safe in a Digital World
• To Relocate or Renovate? Navigating the Decision of Moving vs. Home Improvement
• To Spend or Save Your Stimulus Money? That is the Question.
• Tools that Make You the Boss of your Account!
• Top Home Upgrades to Boost Your Resale Value
• Traditional or Roth IRA? Breaking through the Confusion
• Two Powerful Tools to Rebuild Your Credit Score
• Understanding 401(k) Plans
• Understanding a Mortgage Payment
• Understanding the "Magic" of Debit Cards
• Understanding the Home Inspection Process
• Understanding the Risks of Online Gambling
• Understanding Your Credit Card Rates
• Unleash the Power of Your Home’s Equity
• Use e-Alerts to Stay in Touch With Your Money
• Using Your Home Equity To Pay For Emergencies
• Watch out for Job Scams
• Watch Out for Tech Support Scams
• Watch Out for the 12 Scams of Christmas
• Ways to Improve Your Credit this Year
• Ways to Save Money on Holiday Travel
• What Could Impact Your Home Loan Approval?
• What Do Rising Mortgage Rates Mean for Me?
• What Does It Mean to Be Financially Independent?
• What Happens If You Max Out Your Credit Cards?
• What Happens to Inactive Accounts?
• What is a 401(k) Plan and Why Do I Need One?
• What is a Chip Card?
• What is a Credit Utilization Ratio & Why Does It Matter?
• What is a Health Savings Account (HSA)?
• What is My Credit Utilization Ratio?
• What is the Best Type of Mortgage? (It Might Not Be a 30-Year Fixed Rate!)
• What is the “Say Yes” Scam?
• What is VIN Cloning & How Does It Affect Me?
• What Schools Don't Teach Kids About Money
• What Schools Don't Teach Kids About Money
• What to Buy and What to Skip this Month
• What to Do If Your Loan is Denied?
• What To Do If You’re Laid Off
• What To Do When You’re Behind on Your Car Payments
• What to Expect When Your Credit Card is Compromised
• What You Don't Know CAN Hurt You
• What You Don't Know CAN Hurt You
• When Does a Home Equity Loan Make Financial Sense?
• When I grow Up I Want to...
• When is the Best Time to Buy a Car?
• When is the Best Time to Buy a Car?
• When Your Budget Needs A Break: Skip-a-Payment
• When Your Car Loan Outlives Your Car
• Where Should You Keep Your Emergency Fund?
• Where Will You Be [Financially] in 5 Years?
• While You’re Home, Spend Your Time Productively
• Why are Certificates of Deposit Becoming So Popular?
• Why CardNav Might Be the Coolest Card Security App Ever
• Why Children Should Have a Savings Account
• Why do I want a Digital Wallet?
• Why is a Mortgage Good Debt to Have?
• Why is My Credit Score so Low and How Can I Improve It?
• Why Personal Loans May Be the Best Choice
• Why Saving Money is the Easiest Exercise You Will Ever Do
• Why You Shouldn't Cut Up Your Credit Cards
• Why Your Child Should Have a Savings Account
• Why Your Child Should Have a Savings Account
• Will that Be: Cash, Credit or Mobile?
• Working It Out - teach Your Kids How Money Is Earned for the Family
• Your Balance Transfer Checklist: Before & After
• Your Car Misses You... and Driving
• Your Financial Year in Review
• Your Furnace Went Out - Now What?
• Your Guide to Choosing the Best Credit Card
• Your Roadmap to Start Investing