Kiplinger, a personal finance magazine, named Genius High Yield Checking from Genisys Credit Union the #1 Top-Yielding Checking Account in the nation. The account pays an impressive annual percentage yield (APY) of 6.75% and offers debit reward points on purchases. 

“With inflation impacting everyone’s budget, Genisys is fortunate to be in a position where we can give back to our members. Genius Checking increases our members’ saving power on everyday purchases to help make the most of their money,” said Jackie Buchanan, President and CEO of Genisys Credit Union. 

Genius Checking is a high-yield, personal checking account that pays cash dividends on account balances up to $7,500 and debit reward points on purchases. The account requirements are simple: no initial deposit or minimum balance requirement, enroll in e-statements, and use your Genisys Debit Mastercard® 10 times a month on purchases of $5 or more, excluding ATM transactions. 

Helping members earn more on their money, the credit union paid out millions in annual dividends and members redeemed 296 million debit reward points in 2023 alone. Their Rewards Debit Mastercard®, allows members to enjoy items such as travel, merchandise, gift cards, and more using points.

For additional information, visit: genisyscu.org/genius