Get More Than a Savings Account
Give Your Kids a Smart Start – Earn 5.12% APY*
Genisys Credit Union Youth Savings Accounts are structured to encourage and reward saving. Earn an amazing rate of 5.12% APY on balances up to $500. This High Yield Youth Savings Account is available for kids from birth to 18 years old.
2 Ways to WIN $500!2
April 1 through April 30, 2025, open a new High-Yield Youth Savings or Genius High-Yield Checking, or make a $25 deposit to an existing High-Yield Youth Savings, your child will be entered in a drawing for a chance to WIN $500!2
Open a High Yield Youth Savings Account - Earns 5.12%APY*
Start your child on the path to financial independence and open them a High-Yield Youth Savings account. Open up a High-Yield Youth Savings or make a $25 deposit to an existing High-Yield Youth Savings now through April 30, 2025, and we'll enter your child in a drawing to WIN $500!2
Open a Genius High Yield Checking Account - Earns 6.75%APY3
As early as age 12, you can also co-sign for them to open a Genius High-Yield Checking account and begin learning the responsibilities of saving and spending. This checking account earns 6.75% APY3, with a potential earning of nearly $500 a year. Plus, this account can be easily managed with our mobile apps.
High Yield Youth Savings
Effective Date: Monday, April 21st, 2025
| Dividend Rate | APY* | Dividend Credited |
| 5.00% |
5.12% |
Monthly |
Open an Account Savings Growth Calculator Annual Percentage Yield designated as APY and subject to change at any time. No minimum balance. Balances above $500.00 are paid the standard share savings rate. |
Open the Account that Grows with Them!
Genisys Youth Accounts teach parents and kids about money starting from day one. Help your kids grow their money with our APY High-Yield Youth Savings Account and Genius High-Yield Checking when the first job begins.
AGES 0-6 YEARS OLD
Moola Moola Club
This is a fun way to learn about money and the importance of saving.
Moola Moola Account Benefits:
- Account Opening Gift
- eAllowance - Have your allowance directly deposited into your account
- Parents have easy access through online banking and quarterly estatements
- FREE FamilyMint Online money-management tool
AGES 7-12 YEARS OLD
Wealth Warriors Club
This is a fun way to learn about managing money and how to make it grow.
Wealth Warriors Account Benefits:
- Account Opening Gift
- Newsletter - Offering real life financial information, tips and advice
- eAllowance - Have your allowance directly deposited into your account
- Parents have easy access through online banking and quarterly estatements
- FREE FamilyMint Online money-management tool
AGES 13-18 YEARS OLD
Money Fit Club
This is a helpful tool to guide you in the right direction financially by providing answers to your questions and assisting you in managing your money.
Money Fit Account Benefits:
- Account Opening Gift
- Money Fit Video Series - Fun, educational videos to help understand finances.
- Newsletter - Offering real life financial information, tips and advice
- eAllowance - Have your allowance directly deposited into your account
- Easy access through online banking and quarterly e-statements
- FREE FamilyMint Online money-management tool
*Annual Percentage Yield designated as APY. and subject to change at any time. High-Yield Youth Savings account is only for members from ages 0-18. Balances above $500.00 are paid the standard share savings rate.
2. Open a new High-Yield Youth Savings Account, Genius High-Yield Checking Account (for a child ages 12-17) or deposit to an existing High-Yield Youth Savings Accounts between April 1-30, 2025. The opening/subsequent deposit must be at least $25. Genisys Credit Union will select a winner and send an email to the address on file by May 9, 2025. See Credit Union for all details.
3. Annual Percentage Yield designated as APY and subject to change at any time. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn 6.75%APY. Balances over $7,500 will earn .05%APY. The earned per year amount shown is calculated by a full year at the account balance of $7,500. Your results may vary as your daily account balance fluctuates. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle.
This page is in compliance with the Children's Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13. For more information on The Children's Online Privacy Protection Act please read Frequently Asked Questions about the Children's Online Privacy Protection Rule.
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